Loaded Mexican White Trash Casserole

As seen in Satisfying Entrées for Every Table.

Grab a big baking dish and layer a pile of tortilla chips with juicy beef spiced up just right, creamy refried beans, and loads of melted cheese. Toss it in the oven for bubbly goodness. It’s quick and easy, so you’ve got time for real life.After it’s all golden, throw on whatever toppings you like—maybe a dollop of sour cream, chill guac, some juicy chopped tomatoes, olives, or herbs. This dish is pure comfort and always hits the spot. Pairs perfectly with greens or roasted veggies. Just scoop it out and serve hot.

Barbara Chef
Created By Sasha
Last updated on Sat, 21 Jun 2025 15:17:18 GMT
Bowl packed with cheesy nachos and chopped tomatoes on top. Save Pin
Bowl packed with cheesy nachos and chopped tomatoes on top. | foodthingle.com

Warm melted cheese, crispy chips, seasoned beef, beans, and fresh toppings come together in this super tasty Mexican White Trash Casserole. It’s a total go-to at my house for chill nights or sharing at parties since there’s never even a crumb left.

Made this for friends late one night and they nearly licked the pan clean. Months later, I still get texts asking for the secret!

Tasty Ingredients

  • Optional add-ons: Fresh cilantro, tomatoes, green onion, olives, guac, or sour cream make it extra colorful and zesty
  • Shredded Mexican cheese blend: You want it to melt nice and gooey, so fresh shreds melt best
  • Refried beans: Canned works just fine—look for low salt if you can—for a creamy layer
  • Salsa: Helps keep the meat moist and adds a mild kick—pick a version that's not loaded with sugar
  • Taco seasoning: Brings that classic taco flavor, but try to grab one that's not too salty
  • Ground beef or turkey: Choose lean for less fat and lots of tasty protein
  • Tortilla chips: Go for thick, sturdy ones and crush them up—they need to stand up to baking

Easy Instructions

Finish and Serve:
Toss on toppings like cilantro, olives, salsa, sour cream, or guac if you want. Dish it up while it’s still hot and super gooey
Bake:
Pop the dish in the oven for twenty to twenty-five minutes. Look for the cheese to get bubbly and gold at the edges. Cool five minutes before cutting so it holds together
Repeat:
Layer the rest of the crumbly chips on the melty cheese. Spoon the other half of the meat over that, and top it all with the last bit of cheese
Add Cheese:
Sprinkle about a hundred grams of cheese evenly over the meat—you want it all the way to the corners so no bite is left out
Beans and Meat:
Drop all the beans over those chips and smooth them out. Then spread half the taco meat mixture over the beans in an even layer
First Layer:
Scoop half your crushed tortilla chips into the greased dish, making sure the bottom is covered but not piled too thick
Season Meat:
Mix in taco seasoning and salsa with the browned meat. Simmer a few minutes so it gets super flavorful and juicy
Brown Meat:
Set a big skillet on medium and cook your ground meat. Crumble it up as it cooks, keep going until browned—about six to eight minutes. Drain off extra grease
Prep Baking Dish:
Spray or rub a 33 by 23 centimeter pan with oil or butter so things don’t stick—you’ll thank yourself later
Big cheesy burrito covered in tomatoes up close. Save Pin
Big cheesy burrito covered in tomatoes up close. | foodthingle.com

I can’t ever resist the cheese layer. There’s something about that golden, bubbly top that brings people running—even at movie night when everyone raids the kitchen for seconds before the credits are done.

Leftover Tips

Let leftovers chill to room temp, then cover and keep them in the fridge for three days tops. When you're ready, heat single servings in the microwave, or for the best cheesy texture pop it back in the oven covered until hot. If you freeze it, chips get a bit soft, but honestly it still tastes great.

Swap Ideas

Try ground turkey, veggie crumbles, or your favorite plant protein if you’re skipping beef. Swap in black or pinto beans instead of refried—just mash ‘em a bit first. Any shredded cheese like pepper Jack, cheddar, or Monterey Jack will taste awesome too.

How To Serve

This dish is filling on its own but if you want more, add a crunchy salad or grilled corn. Feeding a gang? Set out bowls of extra toppings so everyone can make their perfect plate. Warm up some tortillas for scooping up the leftovers.

Big cheesy burrito covered in tomatoes. Save Pin
Big cheesy burrito covered in tomatoes. | foodthingle.com

What Makes It Special

This is like the playful Tex Mex flavors I grew up with but with a funny twist. Every bite has all the classic family party tastes of the Southwest plus that nice crunch I always crave.

Common Recipe Questions

→ What’s the trick to keeping the chips nice and crisp?

Don’t toss in the chips until you’re ready to bake, and get everything assembled quickly so they stay crunchy once it hits the oven.

→ Could I swap in a different meat for the beef?

Definitely! Try using cooked turkey or grab a rotisserie chicken for a change—both keep the flavors tasty and lighten it up.

→ What are some tasty toppings for this casserole?

You can pile on chopped tomatoes, green onions, a scoop of guac, sliced black olives, some cilantro, or a swirl of sour cream.

→ How would I make this dish hotter?

Go for a spicy salsa, toss in some chopped jalapeños, or shake in red pepper flakes while browning your beef to turn up the heat.

→ Is it okay to prep this ahead of time?

You sure can! Build it up and pop it in the fridge. Just save the chips and cheese for just before baking to keep everything tasty and crisp.

→ How do I make this casserole vegetarian-friendly?

Skip the meat and go heavy on beans, or toss in some sautéed veggies like corn, bell peppers, or even zucchini for a full flavor.

Mexican Trash Casserole

Layers of crunchy chips, zesty beef, creamy beans, and gooey cheese bake up together, then get loaded up with fresh toppings.

Preparation Time
20 Minutes
Cooking Time
25 Minutes
Overall Time
45 Minutes
Created By: Sasha

Recipe Type: Main Dishes

Skill Level: Simple

Regional Style: Mexican

Output: 6 Number of Servings

Special Diets: ~

What You'll Need

→ Base layers

01 2 cups shredded Mexican cheese, split
02 1 can (15 oz) refried beans
03 1 cup salsa, pick your favorite heat
04 1 pound ground beef or turkey
05 1 packet taco seasoning (around 1 oz)
06 1 bag (9–10 oz) tortilla chips, gently broken up

→ Topping choices

07 Fresh cilantro
08 Guacamole
09 Chopped green onions
10 Diced tomatoes
11 Sour cream
12 Sliced black olives

Steps to Follow

Step 01

Once it’s out of the oven, give it about 5 minutes to sit. Now’s your chance to toss on all the extra toppings you like—guac, sour cream, tomatoes, black olives, green onion, cilantro—then scoop and enjoy it nice and warm.

Step 02

Slide your dish into the oven and let it bake for about 20 to 25 minutes. You want the cheese to get super melty, bubbly, and just starting to turn golden on the sides.

Step 03

Now, sprinkle on a cup of shredded Mexican cheese. Go in with the rest of your chips, then the rest of your beef mix, and spread that last cup of cheese right on top so everything’s cozy and covered.

Step 04

Spread the beans right on top of those chips, making sure you get an even layer. Drop on half your spiced-up beef mixture and spread it out all over.

Step 05

Grab half your crushed chips and scatter them in the bottom of the baking dish you already prepped.

Step 06

Set your skillet over medium heat and brown up the ground beef until it’s all cooked and there’s no pink left—should take about 6–8 minutes. Drain any extra grease away. Sprinkle in the taco seasoning, pour in the salsa, and let it all simmer for a couple of minutes until it smells awesome.

Step 07

Flip the oven to 375°F to let it heat up. Grease your 9x13-inch dish with some cooking spray or rub in butter so nothing sticks.

Additional Tips

  1. For crunchier chips, put them in just before baking so they don’t get soggy. For a spicier kick, use hot salsa or throw in red chili flakes.

Essential Tools

  • Spatula
  • Cooking spray or butter
  • Large skillet
  • 9x13-inch baking dish

Allergen Information

Always verify ingredient labels for allergens and consult with a healthcare expert if unsure.
  • Dairy alert (cheese, sour cream); chips could have gluten; refried beans might include soy; taco seasoning might bring wheat; check labels if you’re sensitive.