Hearty Creamed Chipped Beef Toast

As seen in Rise and Shine with Delicious Breakfast Recipes.

Chipped beef and cream make a comforting pairing here. Start by melting butter with a handful of flour. Stir until it looks smooth. Pour in milk slowly, whisking so your sauce ends up nice and thick. Sprinkle in salt, pepper, and drop in chopped dried beef. Let it all warm up together. Once it smells amazing and looks rich, ladle it on your toast or biscuits. Feels just right for a lazy breakfast, a quick bite, or when you want that creamy goodness. Every forkful brings back good memories.

Barbara Chef
Created By Sasha
Last updated on Sun, 15 Jun 2025 14:03:41 GMT
A plate piled with meat and potatoes. Save Pin
A plate piled with meat and potatoes. | foodthingle.com

This dish brings me straight back to childhood comfort. It’s creamy, salty, warm, and just right for a simple meal when you need something cozy after a rough day.

Back in the day, my dad would whip this up on cold Sundays and it became our thing—always piled on with extra cracked pepper.

Cozy Ingredients

  • Toast: Go with a hearty bread so it soaks up the sauce—a soft sandwich loaf works fine if that’s what you like
  • Dried beef: This salty meat gives the signature taste—find thin slices in a jar or by the deli
  • Salt and black pepper: Add just enough for flavor—crack fresh pepper for the best kick
  • Milk: Whole milk makes the creamiest sauce but any will do in a pinch
  • Plain flour: Use this to help thicken things up—for the smoothest finish, grab unbleached if you can
  • Unsalted butter: Brings all the richness—use a fresh stick for bold flavor and to dodge any burning

Simple Step-by-Step

Top with sauce:
As the meat warms, toast your bread. Lay slices out and pour the hot, creamy mix over each. Best served straight away while it’s still steaming.
Stir in the beef:
Drop the chopped beef into the warm sauce. Let it heat for a couple minutes so it stays nice and tender, not chewy.
Taste and season:
Add salt and pepper a little at a time, tasting as you go so you don’t overdo it. Aim for a sauce that’s flavorful but not salty enough to drown out the meat.
Simmer until thick:
Keep on low heat, stirring, until the sauce gets glossy and clings to a spoon. This should take around four minutes.
Add the milk slowly:
Pour in milk bit by bit, whisking fast so you don’t get clumps. Keep going until everything’s nice and smooth.
Make your roux:
When the butter’s melted, toss in the flour. Stir until you’ve got a golden paste, then let it cook for a minute so there’s no raw flour taste.
Start with butter:
Warm up a large skillet over medium heat and add your butter. Let it melt as you tilt the pan around. Don’t rush; this keeps your sauce from scorching.
A plate stacked with toast topped with creamy beef and cheese. Save Pin
A plate stacked with toast topped with creamy beef and cheese. | foodthingle.com

What’s Cool About It

  • Packed with protein so it really fills you up
  • An old-school American military go-to, sometimes called S-O-S
  • You can easily make a big batch if you’ve got friends coming over

The best part for me is how the creamy mix soaks into thick toasted bread. We used to crack up because our plates were clean in minutes—especially when my brother tried to eat it all proper with a fork and knife.

Storing leftovers

Stash leftovers in the fridge for up to three days, but keep the toast and creamy beef separate. Warm the sauce gently on the stove, add a splash of milk if it’s too thick, and serve with freshly toasted bread.

Swaps you can try

If dried beef is nowhere to be found, try using chipped ham or thin slices of deli turkey. If you’re keeping it vegan, go with plant butter and plain oat milk. It’ll still be creamy and super comforting.

How to serve

Sure, creamy beef on toast is classic, but it’s also tasty spooned over a baked potato or even fresh, split biscuits. Feeling extra hungry? Dish it up with crispy roasted potatoes or scrambled eggs on the side.

A plate with beefy toast and roasted potatoes. Save Pin
A plate with beefy toast and roasted potatoes. | foodthingle.com

The backstory

This was a favorite in army kitchens since it stretched basic stuff into real hearty meals. Folks leaned on it during hard times like the Great Depression and World War II—it still brings lots of us right back to family memories.

Common Recipe Questions

→ What kind of beef fits best here?

Go for thinly sliced dried beef that comes in jars or packs. That salty, bold flavor is what makes this dish stand out with all the creamy sauce.

→ Could I swap in a different milk?

You totally can. Whole or 2% keeps things classic, but any non-dairy milk works too. The sauce just comes out a bit lighter.

→ What's good bread for this?

Regular white or whole wheat toast holds up well, but feel free to grab biscuits or even English muffins to mop up every bit of sauce.

→ How do I keep the sauce nice and smooth?

Be sure to mix your butter and flour really well before you start adding milk in slowly. Whisk as you go, and your sauce will stay silky.

→ Can I toss in extras?

Absolutely. Sprinkle on parsley for color, try a pinch of paprika, or toss in some sautéed onions if you want a little twist.

Chipped Beef Toast

Smooth cream sauce hugs salty beef strips, all spooned on golden toast for a cozy, filling meal.

Preparation Time
5 Minutes
Cooking Time
15 Minutes
Overall Time
20 Minutes
Created By: Sasha

Recipe Type: Breakfast

Skill Level: Simple

Regional Style: American

Output: 4 Number of Servings (8 pieces loaded up)

Special Diets: ~

What You'll Need

→ Main Ingredients

01 8 slices white bread, toasted
02 Salt and black pepper, add as much as you like
03 2 cups whole milk
04 1/4 cup all-purpose flour
05 8 ounces dried beef, cut into thin strips
06 1/4 cup unsalted butter

Steps to Follow

Step 01

Spoon the creamy beef right over your toasted bread and enjoy while it's hot.

Step 02

Pop in those strips of dried beef and give them a good stir. Let them heat for about 2 minutes so everything’s nice and even.

Step 03

Sprinkle in all the salt and fresh black pepper you want. Taste as you go to get it just how you like.

Step 04

Slowly add your milk while you whisk away. Keep going till the mixture thickens up. Let it bubble a little, then keep stirring to make it smooth.

Step 05

Toss the flour into your melted butter. Use a whisk and move fast till you’ve got a thick, lump-free roux.

Step 06

Get your skillet on medium and drop in the butter. Wait till it’s melted all the way before starting the next step.

Additional Tips

  1. Super salty beef? Soak it in water for a short bit and dry it off to cut the salt.

Essential Tools

  • Big skillet
  • Whisk

Allergen Information

Always verify ingredient labels for allergens and consult with a healthcare expert if unsure.
  • Has milk and butter
  • Has wheat in flour and bread

Nutrition Info (Per Serving)

These details are best used as an estimate and shouldn't replace professional health advice.
  • Calories: 370
  • Fat Content: 17 g
  • Carbohydrates: 30 g
  • Protein: 18 g